Specialized insurance and benefits designed for Colorado’s early learning and care programs
ECCLA, the Early Childhood Councils, and TrueNorth have partnered to develop insurance and benefits programs that offer the resources you need to protect your business and retain your staff.
TrueNorth’s customizable coverage includes all the essential protections:
General liability to protect against accidents and injuries
Abuse & molestation coverage for thorough protection
Commercial auto for all your transportation needs
Property and workers’ compensation insurance
Umbrella policies for additional security
Great child care depends on great caregivers. TrueNorth has curated a unique Benefits Bundle that includes:
Immediate health support
Wellbeing resources
Free access to our benefits marketplace powered by Wallit, featuring affordable à la carte options for direct primary care, prescription medications, dental, vision, pet insurance and more.
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Business and Benefits Solutions
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The Benefits Bundle
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Healthcare EAP Information
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Dental Information
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Vision Plan Information
Liability insurance premiums have increased significantly in recent years, making it difficult for programs to protect their businesses and the families that they serve. In 2024, the National Association for the Education of Young Children (NAEYC) surveyed program directors about their liability insurance troubles and found that 80% of programs surveyed saw an increase in their liability insurance premiums, with 30% being hit with an increase of up to $1,999. Program owners also reported a decrease in liability insurance limits (36%), difficulty finding or affording liability insurance at all (62%), and being denied coverage (32%).
With thin profit margins, health benefits are just as cost-prohibitive for early learning programs, if not more. Seventy-eight percent of employees would find a new job if the benefits they receive from their current employer don’t meet their needs (Nezich, 2024). Health benefits are effective recruitment and retention tools, but many employers cannot afford them, contributing to the early learning workforce’s high turnover rate.
TrueNorth offers customizable business insurance and health benefits to help your program thrive.